Working capital for small business

Get the cash to keep moving.

$10K$500K

A decision in hours and funding in as little as 24 to 48. Light paperwork, and approval is based on your revenue, not just your credit score.

Check your amount No credit pull · ~10 min · no obligation
A small-business owner at work
24–48 hrsto funded
Apply in ~10 minutes Offers the same day Approval on revenue No credit pull to check

Why working capital

When the opportunity won't wait for a bank.

A big order lands, a machine breaks, or a slow month hits payroll. Working capital is short-term cash to cover it, repaid over a few months as revenue comes in.

We're not a bank and we're not a single lender. We match your business to a funder that fits and move quickly, so the money is there when you need it.

  • Funds for any business purpose — no use-of-funds approval needed.
  • Approval weighted on revenue and cash flow, not just credit.
  • Daily, weekly, or monthly repayment options to match your cash cycle.

"Funded the next morning."

A wholesale order came in twice our usual size and we needed to pay the supplier up front. Quick Capital had an offer to us same day and the cash hit the account the next morning. We'd have lost the order waiting on the bank.

Specialty foods distributor · $85K working capital

Funding overview

How much, how long, how fast.

Funding amountTypical termRepaymentFunded in
$10K–$50K3–9 monthsDaily or weeklyAs fast as 24h
$50K–$250K6–12 monthsWeekly or monthly1–2 days
$250K–$500K9–18 monthsWeekly or monthly2–3 days

Ranges are illustrative. Your actual amount, term, and cost are set by the funder based on your business revenue and cash flow.

Do you qualify

If you've got revenue, you've probably got options.

6+ mo

In business

Roughly six months of operating history or more. Newer businesses with strong revenue can still ask.

$10K+

Monthly revenue

About ten thousand dollars a month or more in deposits, verifiable on recent bank statements.

All

Credit profiles welcome

Approval leans on revenue and cash flow, so a less-than-perfect score doesn't rule you out.

US

Based business

A for-profit U.S. business with an active operating bank account.

How it works

From application to funded in four steps.

A small-business owner working at their counter
1

Apply online

A short application about your business and revenue. No credit pull to check, no obligation.

About 10 minutes
2

See your offers

An advisor reviews your file and matches you to funders. You see real numbers — amount, term, and cost.

Same day
3

Pick & verify

Choose the offer that fits and share recent bank statements so the funder can verify revenue.

Minutes
4

Get funded

The funds land in your business account — often within a day or two of accepting.

24–48 hours

Recently funded

A few examples of what we've funded.

See more results
$85,000

Specialty foods · funded in 19 hrs

A wholesale order landed at twice their usual size. We funded the supplier payment overnight — they kept the account.

Inventory / bulk order
$45,000

HVAC contractor · funded in 1 day

Two trucks went down in the same week at peak season. Cash for repairs kept every job on the calendar.

Equipment
$120,000

Staffing agency · funded in 2 days

Payroll hit before a big client's net-60 invoice cleared. We bridged the gap so 40 placed workers got paid on time.

Payroll bridge
4.8 out of 5 · from owners we've funded

"Applied in the morning, had an offer by lunch, and the money was in our account the next day. I still can't believe how fast it was."

Marcus B.HVAC contractor · $45K

"My bank wanted weeks and a pile of paperwork. Quick Capital matched me to a funder and verified my revenue from bank statements. Done."

Lena T.Specialty foods · $85K

"They were honest that one offer wasn't worth taking and found me a better one. Felt like they were on my side, not just closing a deal."

Jordan P.Staffing agency · $120K

Why not just the bank

Built for speed, not paperwork.

A traditional bank loan

  • Weeks to months for a decision
  • Heavy documentation and collateral
  • Credit-score gatekeeping
  • Rigid, long-term repayment
  • One yes-or-no answer

Working capital with Quick Capital

  • A decision in hours, funding in 24–48
  • Light paperwork, no collateral on many offers
  • Approval weighted on revenue and cash flow
  • Short, flexible terms matched to your cycle
  • Multiple funders, one application

Need the capital this week?

See what you qualify for in about 10 minutes. No credit pull to check and no obligation.